Downtown San Francisco



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The Department of Business Oversight (DBO) protects consumers and oversees financial service providers and products.  The DBO supervises the operations of state-licensed financial institutions, including banks, credit unions and money transmitters. Additionally, the DBO licenses and regulates a variety of financial service providers, including securities brokers and dealers, investment advisers, payday lenders and other consumer finance lenders.   For a complete list of the types of financial services providers and industries regulated by the DBO, go to

For Consumers

For Licensees

Vist the website for the Governor of the State of California, Edmund G. Brown
Vist the Business, Consumer Services, and Housing Secretary Website
Visit the California Commissioner of Business Oversights Page


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Know Before You Owe – New Mortgage Disclosure Rules

New disclosure rules for mortgage loan transactions – designed to protect consumers and prevent surprises – are now in effect. Key features include forms for loan estimates and closing disclosures. Consumers and lenders can learn all about the rules here.

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Where Do I Find?...

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DBO Call Center

  • Toll-Free 1-866-275-2677 (English)
    or 916-327-7585